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- February 7, 2010 A will is a legal document designating the transfer of your property and assets after you die. Although creating a will is not a difficult process, a lot of persons die without one. If you die without a will, or intestate, the court steps in and ... Read More
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Joel Downer
A Leading agent who formerly worked with Heritage International Scholarship Trust, where he enjoyed an equally distinguished career.
Joel Downer has also worked for Food For The Poor (Community Development Manager) and Stella Maris Foundation (Executive Director) contributing greatly to humanity’s cause.
He is an ordained Minister and holds a Masters Degree in Pastoral Counseling and an Associate Degree in Business Administration majoring in accounting.
